Car Credit Problems

Have you had credit problems in the past and now need to purchase a vehicle? Even if you have been refused credit, we may be able to help.

You are under no obligation to proceed with the agreement unless you wish to after we have given you a quotation. We can help you get car finance whether you are a tenant or homeowner, or even if you have had credit problems or bad credit; such as CCJs, defaults etc.

We’re more interested in your ability to repay now than your history. As responsible lenders, we’ll check that any finance will be affordable for you.

You may have been refused car finance for a number of reasons:

  • You have already been turned down by another lender
  • You have Court Judgements or defaults
  • You have little or no credit history
  • Your credit history is damaged
  • You are self-employed

In many circumstances, we can help with finance of up to 4 years.

All finance agreements are secured on the vehicle you are purchasing. It makes sense to get your finance sorted out first, then go and choose a vehicle from any regulated dealer.

Representative Example: Cash Price £3690.00, Deposit £750.00, Amount of Credit £2940.00. Interest £1102.50, Documentation Fee £75.00, Option to Purchase £25.00. Total Amount Payable £4892.50. First payment of £209.75, followed by 28 monthly payments of £134.75 and a final payment of £159.75. Interest charged at 15% per annum fixed, 33.1% APR.

Contact us NOW for details: or call 01432 276333.

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